Areas of Specialty
From wealth management to business succession, we offer a complete suite of financial services designed to address every aspect of your financial life.
Individuals & Families
Individuals & Families
Disability Income Planning
Protect your greatest asset—your ability to earn. We design strategies to ensure your family's lifestyle remains secure even if you are unable to work due to illness or injury.
Education Planning
Invest in the next generation's success. From 529 plans to specialized accounts, we help you prepare for rising tuition costs without compromising your retirement.
Estate & Tax Planning
Preserve your wealth and your legacy. We ensure your assets are protected from excessive taxation and transferred to your loved ones according to your exact wishes.
Financial Security Planning
Build a solid foundation for every stage of life. We analyze your entire financial landscape to create a safety net that provides peace of mind in any economy.
Life Insurance Planning
Comprehensive protection for those who matter most. We help you select the right coverage to safeguard your family's future and provide lasting financial stability.
Long Term Care Planning
Maintain independence and dignity in your golden years. Plan for future healthcare needs without depleting your hard-earned assets or burdening your family.
Retirement Planning
Turn your savings into a lifelong paycheck. We create a roadmap focused on wealth preservation and steady income so you can enjoy the retirement you deserve.
Social Security Maximization
Get the most out of what you’ve paid into. We calculate the optimal timing to claim your benefits, ensuring you don't leave thousands of dollars on the table.
Business Owners
Business Owners
Buy-Sell Agreement
Ensure the continuity of your business. We help structure legally binding agreements that govern what happens if a co-owner's interest is sold or transferred.
Deferred-Compensation Plans
Strategic tax-advantaged arrangements to provide additional retirement income for key executives, allowing for compensation to be paid at a future date.
Disability Income Planning
Protect your business revenue and individual livelihoods by securing income protection strategies for owners and key personnel during medical leaves.
Estate Equalization
Fairly distribute assets among heirs when a business is the primary family asset, ensuring that all family members are treated equitably without liquidating the company.
Key Employee Retention
Design incentive packages that align the interests of your most valuable employees with the long-term growth and stability of your business.
Key Man Insurance
Safeguard your company against the financial loss of its most vital contributors. We help implement policies that provide the liquidity needed during difficult transitions.
Section 162 Executive Bonus Plans
A simple yet effective way to reward top talent using tax-deductible life insurance premiums as a bonus for chosen executives.
Split-Dollar Plan
Sophisticated arrangements that split the costs and benefits of a life insurance policy between the employer and the employee for mutual financial advantage.
Medical Professionals
Medical Professionals
Asset Protection & Risk Management
Guard your professional and personal wealth. We implement robust strategies to shield your assets from liability and manage the unique risks inherent in the medical field.
Education Planning
Plan for your family's future while managing your own. We provide tax-efficient college savings strategies that align with your high-earning years.
Employee Benefits for Private Practice
Attract and retain top clinical staff. We design competitive benefit packages and retirement plans specifically tailored for private medical practices.
Estate & Tax Planning
Optimize your tax position and legacy. Our specialized approach addresses the complex tax needs of high-income physicians and ensures efficient wealth transfer.
Debt Management Strategies
Aggressively tackle student loans and practice debt. We create structured repayment plans that balance debt elimination with wealth building.
Disability Income Planning
Insure your specialized skills. We help physicians secure own-occupation disability insurance to protect their income in the event of injury or illness.
Resident Physician Roadmaps
Start your career on strong financial footing. We provide specialized guidance for residents and fellows to manage debt and begin early wealth accumulation.
Retirement Planning
Maintain your lifestyle beyond the clinic. We develop customized retirement strategies that account for late career starts and high-income requirements.